Note: This post below has been updated on May 12, 2026.
Making Sense of IP Claims Unanswered Questions: Your Top Questions Answered
- If you are a relatively healthy person, in your mid-sixties, which integrated shield plan should a person choose? Should private, A ward or B1 ward suffice? What factors should be considered to decide cost efficiency of IP?
This is a fair question we often get. We have written 2 articles to explain our point of view. Our first article Talks about the ideas in your IP plan. second article Explains that affordability is not just about the ability to pay premiums, but also about the change in the quality of your retirement if premiums make up a large portion of your retirement income. We hope you find these articles useful! If you have any additional questions, do not hesitate to contact us via our email: communications@havend.com.
- When you make a claim, does it affect your IP premium in subsequent years?
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