New one Trellis Strategies Survey A survey of 3,182 alumni who left college without a certificate (PDF file) shows that financial pressures and life circumstances (not academic struggles) are the major reasons for them leaving college.
This matters because students who leave college without a certificate typically face the most financial hardship after leaving school. When you leave college, you still owe any student loans you already took out and may face repayment of other aid.
why it matters: Roughly 43.1 million Americans fall into the “some college, no credential” (SCNC) category, including 37.6 million working-age adults. At least 43 states have set postsecondary achievement goals that rely heavily on retaining these learners.
According to the numbers: Among survey respondents who cited a reason for leaving:
- 35% pointed to personal finance
- 32% cited family or personal responsibilities
- 27% blamed employment pressure
- 25% cited cost of attendance or tuition
- 24% cited health reasons
- 19% pointed to academics
The survey reached alumni from 58 institutions (25 four-year, 33 two-year) across 13 states.
Sector Partition: Four-year schools were more likely to cite cost of attendance (35%) in their stop-outs than community colleges (20%). Two-year students were more likely to blame work conflicts (29% vs. 22% at four-year schools).
Modern Learner Reality: The SCNC population is non-traditional. 72% of respondents worked while enrolled, and nearly half worked 40 or more hours per week. 36% were first-generation college students, and 25% were raising children.
between the lines: Most students still believe in the value of a college degree. 73% said finishing would improve their career earnings, 70% said the degree would improve quality of life, and 64% said college was a good investment. Satisfaction with academics and registration processes was high (91% were satisfied with registration) but costs, financial aid services, and academic advising ranked lowest.
The exit is silent: 71% of respondents never spoke to a faculty or staff member about their decision to leave. That number increases to 75% at two-year schools. Institutions lose students before they even know there is a problem to solve.
Withdrawal plans are mixed:
- 28% plan to re-enroll in their original school
- 35% plan to enroll elsewhere
- 37% have no concrete plans to return
Four-year stop-outs are particularly unlikely to return to the same institution (19%), compared to 32% of community college stop-outs. When asked what support they would need, students most often named better financial aid information, clearer curriculum and major choices, and real academic advising.
How it connects: College Investor tracks the lack of affordability pushing students out of school, ranging from the rising cost of attendance to massive changes in federal student aid. Trellis’ findings are consistent with National Student Clearinghouse data, which projects more than 1 million SCNC adults to re-enroll in 2023-2024, a 7% year-over-year increase. But 2.1 million new stop-outs entered the pool over the same period, so the overall SCNC population continued to grow.
Bottom Line: The money problems that push students out do not disappear when they think about coming back. Institutions pursuing enrollment goals will need to lead with affordability, flexible scheduling, and human mentorship, not just marketing.
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