CPF’s new glidepath investment model explained – and how to apply it to your portfolio

Singapore’s upcoming CPF Lifecycle Investment Scheme will introduce glidepath investments to millions of eligible members. But this strategy is not limited to CPF. Learn how glidepath investing works, and how you can apply the same principles to your portfolio. Announced during Budget 2026 and expected to launch in the first half of 2028, Singapore’s new CPF Lifecycle Investment Plan introduces a glidepath investment strategy that automatically adjusts portfolio risk over time. Younger CPF members may receive more exposure to growth assets such as equities, but as members approach retirement age, their portfolios gradually become more conservative. The concept behind it is simple: As your life evolves, your investment strategy should evolve too.. Instead of constantly managing asset allocation decisions yourself, GlidePath Investing automates the process through professionally managed portfolios that rebalance according to age and retirement horizon. Globally, this approach is already widely used in pension systems, target-date retirement funds and managed investment portfolios. Now, Singapore’s CPF system is preparing to adopt a similar…