For a full list of account details and fees, see our Personal Account Disclosure.
¹Platinum Savings is a tiered interest rate account. Interest is paid on the entire account balance based on the interest rate and APY in effect on that day for the balance level linked to the account balance at the end of the day. APYs – Annual Percentage Yield accurate as of January 9, 2026: 0.01% APY on balances $4,999.99 to $0.25; 3.75% APY on balances $5,000.00 or more. Interest rates for the Platinum Savings Account are variable and may change at any time without notice. The minimum amount to open a Platinum Savings Account is $100.
²Based on a comparison of the national average annual percentage yield (APY) on savings accounts published in the FDIC National Rates and Rate Caps, accurate as of March 16, 2026.
*Platinum Savings APY Boost Promotion Terms and Conditions
This is a limited time offer available to new and existing customers who meet the Platinum Savings APY Boost promotion criteria.
Accounts enrolled in the Platinum Savings Annual Percentage Yield (APY) Boost promotion will receive a 0.35% APY boost over Platinum Savings’ existing standard APY levels for 6 months after opening a new account or enrolling an existing Platinum Savings account in the promotion. The Platinum Savings APY Boost will be applied to account balances up to $9,999,999.00. Account balances over $9,999,999.00 will earn standard APY. If there should be a change to the standard-published APY during the promotion period, APY Boost will move with it, offering an account APY above the standard rate.
The promotion starts on February 13, 2026 and ends on May 31, 2026. Customers enrolled in the promotion before the closing date will receive the APY Boost for a period of 6 months as mentioned in the Terms and Conditions.
Promotion may end at any time without notice.
